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What is Final Expense?

Final Expense Insurance, also known as Burial Insurance or Funeral Insurance, is a type of life insurance policy that is designed to cover the costs associated with a person's funeral and burial expenses. Unlike traditional life insurance policies, which are generally designed to provide financial support to beneficiaries after a policyholder's death, final expense insurance policies are typically smaller in coverage amount and are specifically tailored to cover end-of-life expenses.

How does Final Expense Insurance Work?

Final expense insurance policies may be available as whole life insurance policies, meaning that they provide coverage for the policyholder's entire life, and premiums remain fixed over time. These policies often have lower coverage amounts, ranging from a few thousand dollars up to around $25,000, and may be available without requiring a medical exam or extensive underwriting. Final expense insurance policies can provide peace of mind for seniors or those with serious illnesses who want to ensure that their end-of-life expenses are covered and that their loved ones are not burdened with these costs.

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WizeAge.com is a referral service. Callers will be connected to a licensed insurance agent, who can provide information about final expense insurance plans offered by one or more insurance carriers. This advertisement is a solicitation for insurance. We are not connected with or endorsed by the U.S. government. We do not underwrite any insurance policies described in this advertisement. The final insurance policy premium and plan information for any policy is determined by the underwriting insurance company following application. Some plans may require medical underwriting and acceptance may not be guaranteed.